Smarter Lending Using Data

We've built an invoice finance platform trusted by big banks around the world. It connects with accounting software to make lending easy.

But it doesn't stop there. Our team can deliver your product live accounting and credit data for any purpose at all.

Who we work with

Waddle Lending Platform

A complete working capital solution designed for forward-thinking lenders

  • Fully white-labelled invoice finance platform, trusted by leading banks globally
  • Utilises accounting and credit bureau data for instant decisioning and real-time account management
  • Customer-facing and internal admin dashboards with award-winning UI

Waddle Connect

A single API connecting you to the data sources your product needs

  • Integrates with all leading accounting platforms, credit bureaus and government registries
  • Fully customisable and tailored to your products' unique requirements
  • Leading security to put you in control of your customer data and ensure it's protected

Who is Waddle?

Waddle was founded in 2014 with a mission to make it easy for small businesses to access lending. Our journey started when we launched the first version of our platform and began lending to customers. Just like today, it connects with cloud accounting software allowing us to make quick credit decisions and streamlining the way we manage our portfolio.

In 2019, we entered into a partnership with UK bank NatWest, who launched a new brand called Rapid Cash using a white-labelled version of our platform. And last year we were acquired by Xero, who saw a beautiful connection between our mission and their goal of helping small businesses to thrive worldwide.

Today, Waddle has a growing team, numerous international partners and exciting projects to further develop our award-winning software. And we’re still just as committed to helping small businesses achieve their ambitions with easy access to cash flow.

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Helping small businesses grow

We've come a long way since 2014. We started by helping small businesses in Australia get easy to access to funds and now we're licencing our platform to big banks around the world.

Number of employees
Platform data integrations
Global banking partners
Technology from Waddle has helped virtually eliminate the risk of fraud while also compressing the length of the process from a few weeks to just 72 hours.
Clare Morgan
Executive General Manager, Business Lending
Commonwealth Bank

Waddle in the news